I have consolidated all of my new FHA Loan Posts, VA Loan Posts, and other Jumbo Loan posts and updates into our main blog, governmentloanpros.blogspot.com. This will make it easier to keep track of all the new loan program changes as they come down the pike. For the best uses of FHA loans, VA Loans, Conforming Loans, VA Jumbo Loans, FHA Jumbo Loans, and Conforming Jumbo loans check back with us often. I will update often on new ways to utilize these Government Jumbo Loan programs to achieve your goals and satisfy your needs.
Many people have found that a VA Jumbo Home loan or FHA Jumbo Home Loan is the solution to their home purchase or Home Refinance needs. However, many more are still unaware that the modernization of these programs can now help millions into safe, secure, and affordable financing.
Working with a VA Direct Lender or FHA Direct Lender such as Van Dyk Mortgage has it benefits. We have been doing Government loans (FHA & VA) since 1987. We aren't learning the programs, we are making them work for you.
Our FHA Home Loans are available up to $729,750 (depending on county) and our VA home Loans are available up to $1,094,650 (depending on county). The current cap on Conforming Jumbo loans, both Fannie Mae Jumbo (High Balance) or Freddie Mac (Super Conforming) is $729,750, the newly restored loan limits for 2009. Please visit http://www.vandykfunding.com/ to see the limits for your county.
If you would like to Purchase or Refinance your home with a VA loan, the new 2009 VA loan limits go as high as $1,094,625 in some counties. To find out the loan limit for your county, click here.
VA Loans can refinance your non VA loan into a safe, secure, and affordable VA home loan. Even up to $1,094,650. We can even leave your existing second mortgage in place with out regard to the total Combined Loan to Value (case by case basis, call for details). VA Jumbo Loan amounts are those from $417,001 up to $1,094,650. (depending on county).
FHA Loans can refinance your non FHA loan into a safe, secure, and affordable FHA home loan. Even up to $729,750. We can even leave your existing second mortgage in place with out regard to the total Combined Loan to Value (case by case basis, call for details). FHA Jumbo Loan amounts are those from $417,001 up to $729,750 (depending on county).
Call the Government Loan Experts at VanDyk Mortgage today at 866-900-2342. http://www.vandykfunding.com/
VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender.
VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan.
We are your VA Jumbo Direct Lender and FHA Jumbo Direct Lender and we offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans.
We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, CA, WA, GA, FL, MO, MI, TX, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.
VanDyk Mortgage is your FHA Lender & VA Lender of choice.
Showing posts with label Los Angeles. Show all posts
Showing posts with label Los Angeles. Show all posts
Monday, March 16, 2009
Monday, September 8, 2008
FHA Jumbo loans - the window of opportunity closes soon
FHA Jumbo loans - the window of opportunity closes soon
The 2008 Stimulus act loan limits expire soon, December 31, 2008. We are getting numerous inquiries asking what the limits will be on Jan 1, 2009, as they were lowered for most counties accross the USA in the latest housing bill. We don't have the details from HUD yet on the new loan limits except for two facts. The maximum will now be $625,500 anywhere, and it will be based on a factor above the average home price. Well, home prices have decreased significantly over the past 6 months since the stimulus limits were set, so we can expect the new limits to be much lower accross the board, even lower than the new cap.
Check back with us soon as will post the new limits as soon as we receive them from HUD.
For your new home purchase, or the purchase of your Buyers, if you are looking at homes that are between $417K and $800K, call us now to find out how much you might save with today's competitive FHA Jumbo rates. These are good for Purchase of a home as well as Refinance.
The 2008 Stimulus act loan limits expire soon, December 31, 2008. We are getting numerous inquiries asking what the limits will be on Jan 1, 2009, as they were lowered for most counties accross the USA in the latest housing bill. We don't have the details from HUD yet on the new loan limits except for two facts. The maximum will now be $625,500 anywhere, and it will be based on a factor above the average home price. Well, home prices have decreased significantly over the past 6 months since the stimulus limits were set, so we can expect the new limits to be much lower accross the board, even lower than the new cap.
Check back with us soon as will post the new limits as soon as we receive them from HUD.
For your new home purchase, or the purchase of your Buyers, if you are looking at homes that are between $417K and $800K, call us now to find out how much you might save with today's competitive FHA Jumbo rates. These are good for Purchase of a home as well as Refinance.
Tuesday, August 5, 2008
FHA Rehab loans - the best way to buy a bank REPO or REO home
There is no doubt that the current real estate market offers a lot of great bargains on bank owned, Foreclosed, REO, Repo'd, etc homes. One problem. many have been hammered on by the previous owner and left in poor condition. Missing appliances, ruined carpet & flooring, holes in the wall, etc. Most lenders don't offer loan programs that will be able to help folks buy homes in this condition. At least not without a very large downpayments.
This is where a little known program called the FHA 203K Rehab loan comes in. The FHA 203K Rehab loan is becoming very necessary for the purchase of many Bank Owned, REO, or Repo properties. VanDyk Mortgage offers FHA 203K streamlines to make the process of buying a home that needs a little TLC (or quite a bit in some cases!) easier, more affordable, and quicker. Many of us have seen firsthand, or have heard stories about foreclosed home that have been torn up, stripped, vandalized, etc. With conventional financing, these homes are very difficult to sell or buy, as they are not in move in condition, and most lenders will not lend on a damaged home.
Our FHA 203K Streamline program allows the homebuyer to put up to $35K of rehab work into the new loan. The loan closes 1 time. It is a permanent form of financing. The Streamline program should not be confused with the more complicated FHA 203K rehab loan, which can accomadate major remodels, major damage repair, storm damage, etc. The FHA 203K Streamline rehab loan is just that - Streamlined.
This loan can help with new paint (in/out), new siding, new roof, new flooring, new appliances, hvac repair/replacement, electrical & plumbing repair & upgrades, new windows, decks, porches, patios, minor kitchen remodels, & more.
These loans are a key to helping homes become more accessible for disabled folks as the modifications can often be completed with a FHA 203K loan.
What it can't cover is landscaping, structural damage, foundation work, room additions, load bearing wall changes, etc. This loan is not compatible with FHA Secure. It is available up to the Mortgage limits in your county (FHA Jumbo), which can be found here.
There is no HUD consultant or general contractor is required. However, we do suggest using a general contractor with a strong track record to ensure that your work is done & done right.
Here is a real life example of a perfect home to use a VanDyk FHA 203K Streamline Rehab loan to purchase:
The previous homeowner took the dual zone central AC units with them (Ok, they stole them) wrong, yes, but they did it. Now the Bank and the Listing agent need some help to get this place sold, since it is missing teeth so to speak. In comes the FHA 203K rehab loan. That same home also needs alot of new light fixtures, and a complete set of appliances, but with a little work and a VanDyk FHA 203K rehab loan, a lucky new homeowner is getting a great deal. Along with fresh paint, new AC units and new appliances throughout the home.
Please give us a call to find out if this loan is right for your listing, or right for your buyer that is looking at Bank-owned, REO, or Repo properties that are in need of TLC & repairs. 866-900-2342 (toll free) or apply online at www.vandykfunding.com. Call the FHA Experts, Call VanDyk Mortgage
We serve the following areas for FHA and Conventional loans: California, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, Concord, Fremont, Oakland, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.
This is where a little known program called the FHA 203K Rehab loan comes in. The FHA 203K Rehab loan is becoming very necessary for the purchase of many Bank Owned, REO, or Repo properties. VanDyk Mortgage offers FHA 203K streamlines to make the process of buying a home that needs a little TLC (or quite a bit in some cases!) easier, more affordable, and quicker. Many of us have seen firsthand, or have heard stories about foreclosed home that have been torn up, stripped, vandalized, etc. With conventional financing, these homes are very difficult to sell or buy, as they are not in move in condition, and most lenders will not lend on a damaged home.
Our FHA 203K Streamline program allows the homebuyer to put up to $35K of rehab work into the new loan. The loan closes 1 time. It is a permanent form of financing. The Streamline program should not be confused with the more complicated FHA 203K rehab loan, which can accomadate major remodels, major damage repair, storm damage, etc. The FHA 203K Streamline rehab loan is just that - Streamlined.
This loan can help with new paint (in/out), new siding, new roof, new flooring, new appliances, hvac repair/replacement, electrical & plumbing repair & upgrades, new windows, decks, porches, patios, minor kitchen remodels, & more.
These loans are a key to helping homes become more accessible for disabled folks as the modifications can often be completed with a FHA 203K loan.
What it can't cover is landscaping, structural damage, foundation work, room additions, load bearing wall changes, etc. This loan is not compatible with FHA Secure. It is available up to the Mortgage limits in your county (FHA Jumbo), which can be found here.
There is no HUD consultant or general contractor is required. However, we do suggest using a general contractor with a strong track record to ensure that your work is done & done right.
Here is a real life example of a perfect home to use a VanDyk FHA 203K Streamline Rehab loan to purchase:
The previous homeowner took the dual zone central AC units with them (Ok, they stole them) wrong, yes, but they did it. Now the Bank and the Listing agent need some help to get this place sold, since it is missing teeth so to speak. In comes the FHA 203K rehab loan. That same home also needs alot of new light fixtures, and a complete set of appliances, but with a little work and a VanDyk FHA 203K rehab loan, a lucky new homeowner is getting a great deal. Along with fresh paint, new AC units and new appliances throughout the home.
Please give us a call to find out if this loan is right for your listing, or right for your buyer that is looking at Bank-owned, REO, or Repo properties that are in need of TLC & repairs. 866-900-2342 (toll free) or apply online at www.vandykfunding.com. Call the FHA Experts, Call VanDyk Mortgage
We serve the following areas for FHA and Conventional loans: California, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, Concord, Fremont, Oakland, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.
Friday, May 23, 2008
Welcome to our new FHA Jumbo loan blog
Welcome to our new FHA Jumbo loan blog. We proudly offer FHA Loans to US Homebuyers and Homeowners for the purchase and refinance of their primary home. FHA loans offer competitive rates along with expanded qualification guidelines. The new FHA Jumbo loans offer buyers & owners the opportunity to borrow up to $729,750 in select high cost markets such as Los Angeles, San Francisco, Orange County, & San Jose California. San Diego limits go up to $697,500, and Seattle area limits are now at $567,500.
Call us to find out how this program can help you into a new home with a safe, secure, & affordable payment. This program is also offered for the refinance (rate & term or cash out) of primary homes as well. Call me at 760-752-4480 to get started.
VanDyk Mortgage is a Direct FHA Lender.
Call us to find out how this program can help you into a new home with a safe, secure, & affordable payment. This program is also offered for the refinance (rate & term or cash out) of primary homes as well. Call me at 760-752-4480 to get started.
VanDyk Mortgage is a Direct FHA Lender.
Subscribe to:
Posts (Atom)
