FHA Loan limits for CA & WA - city snapshots

2010 Loan Limits for FHA loans in California and Washington are adding support to the housing markets with purchase prices over $400K and helping those who want to borrow over $417,000 to purchase their new home. The Base FHA Loan Limit remains at $271,050 accross much of the USA. The new Maximum limit for higher cost areas is now $729,750, with many counties accross America falling somewhere in between.

Here are some highlights of the new loan limits: Bellevue, WA $567,500 Carlsbad, CA $697,500 Chula Vista, CA $697,500 Escondido, CA $697,500 Everett, WA $567,500 Greene County, GA $662,500 Key West, FL $729,750 Kirkland, WA $567,500 Long Beach, CA $729,750 Los Angeles, CA $729,750 Lynnwood, WA $567,500 Napa, CA $729,750 Oakland, CA $729,750 Oceanside, CA $697,500 Orange County, CA $729,750 Petaluma, CA $729,750 Pierce County, WA $567,500 Riverside, CA $500,000 Sacramento, CA $580,000 San Diego, CA $567,500 San Francisco, CA $729,750 San Jose, CA $729,750 San Juan County, WA $593,750 San Luis Obispo, CA $687,500 San Marcos, CA $697,500 Santa Barbara, CA $729,750 Santa Cruz, CA $729,750 Santa Rosa, CA $729,750 Seattle, WA $567,500 Snohomish County, WA $567,500 Tacoma, WA $567,500 Truckee, CA $562,500 Ventura, CA $729,750

Don't see your city or county listed? Click here for PDF list of all counties.

VanDyk Mortgage is a FHA Direct Lender serving clients for over 22 years. The FHA Jumbo size loans (those over $417K) are available up to the county loan limit for your area with just 3.5% down payment.

We can help you get the home of your dreams with a Safe, Secure, Affordable FHA loan. Call us at 866-900-2342 toll free to get details and achieve your dream of owning a beautiful new home. VanDyk Mortgage is a Full Eagle Direct Endorsement FHA Direct Lender. We have over 20 years in business Lending FHA loans direct to consumers. Call the experts.

We serve the following areas for FHA and Conventional loans: California, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County. VanDyk Mortgage is not only a FHA Lender in California and Washington, but also a VA Lender serving our Veterans and Active-Duty Personnel in California and Washington as well.

New 2009 FHA Loan Limits Released

New Loan Limits for FHA loans made in 2009 have been released. The Base FHA Loan Limit remains at $271,050 accross much of the USA. The new Maximum limit for higher cost areas is now $625,500, with many counties accross America falling somewhere inbetween.

Here are some highlights of the new loan limits:
Bellevue, WA $506,000
Carlsbad, CA $546,250
Chula Vista, CA $546,250
Escondido, CA $546,250
Everett, WA $506,000
Greene County, GA $515,200
Key West, FL $529,000
Kirkland, WA $506,000
Long Beach, CA $625,500
Los Angeles, CA $625,500
Lynnwood, WA $506,000
Mono County, CA $529,000
Napa, CA $592,250
Naples, FL $448,500
Oakland, CA $625,500
Oceanside, CA $546,250
Orange County, CA $625,500
Petaluma, CA $520,950
Pierce County, WA $506,000
Riverside, CA $417,000
Sacramento, CA $474,950
Salinas, CA $483,000
San Diego, CA $546,250
San Francisco, CA $625,500
San Jose, CA $625,500
San Juan County, WA $483,000
San Luis Obispo, CA $561,200
San Marcos, CA $546,250
Santa Barbara, CA $603,750
Santa Cruz, CA $625,500
Santa Rosa, CA $520,950
Seattle, WA $506,000
Snohomish County, WA $506,000
Tacoma, WA $506,000
Truckee, CA $477,250
Ventura, CA $598,000

Don't see your city or county listed? Click here for PDF list of all counties.

VanDyk Mortgage is a FHA Direct Lender serving clients for over 22 years. The new loan limits are available for our VanDyk Rehab Express loans and FHA Secure loans as well.

We can help you get the home of your dreams with a Safe, Secure, Affordable FHA loan. Call us at 866-900-2342 toll free to get details and achieve your dream of owning a beautiful new home. VanDyk Mortgage is a Full Eagle Direct Endorsement FHA Direct Lender. We have over 20 years in business Lending FHA loans direct to consumers. Call the experts.

We serve the following areas for FHA and Conventional loans: California, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.

Update on the VanDyk FHA Rehab loan

This post isn't talking about some hollywood celebrity fearing another stay at the Betty Ford Clinic, rather it is regarding Realtors & Buyers fearing the Rehab Property and the Rehab loan. Many Realtors & Homebuyers are discouraged when they see a bank-owned REO or Bank Repo that is in Poor Condition. Dirty, filthy carpets, dire need of fresh paint, needs new appliances, and otherwise simple repairs. The problem is that the house just doesn't show well. It leaves a bad taste in your mouth just looking at it.

For those with a little vision of what that house could turn into, the VanDyk FHA Rehab loan can help. This loan doesn't require HUD consultants, or lengthy inspections. It is actually quite easy to deal with our streamlined process and one time closing procedures.

Utilizing the VanDyk FHA Rehab program can actually enhance the value of your new home. Imagine moving in to fresh paint, new appliances, upgraded lighting, a new deck, or ? Most families plan on making changes when they purchase a new home, only it takes either years of saving & work on weekends, or empties the savings account. Let us show you the exciting power this loan offers to not only help you purchase your new home, but also to make it your own just the way you want it.

Call Brian Skaar at VanDyk Mortgage to find out if this program can help sell your listing, or if it might be the right choice to help you into your next home. 866-900-2342 toll free. or apply online.

Realtors have found that teaming up with VanDyk Mortgage is helping them sell their REO listings quicker, as potential buyers have more options than with other banks or brokers. Utilize our expert knowledge to sell more homes. Team up with Brian Skaar & VanDyk Mortgage today.

The VanDyk FHA Rehab loan is available up to the FHA loan limits for your area. Currently the limits are 729,750 in Los Angeles, Orange County, San Francisco & San Jose, while San Diego is capped at $697,500, Seattle is at 567,500, and Riverside/San Bernardino areas are at $500,000.

VanDyk Mortgage is a Direct FHA Lender. VanDyk Services all of these areas and more. Visit our website for details.

Welcome to our new FHA Jumbo loan blog

Welcome to our new FHA Jumbo loan blog. We proudly offer FHA Loans to US Homebuyers and Homeowners for the purchase and refinance of their primary home. FHA loans offer competitive rates along with expanded qualification guidelines. The new FHA Jumbo loans offer buyers & owners the opportunity to borrow up to $729,750 in select high cost markets such as Los Angeles, San Francisco, Orange County, & San Jose California. San Diego limits go up to $697,500, and Seattle area limits are now at $567,500.

Call us to find out how this program can help you into a new home with a safe, secure, & affordable payment. This program is also offered for the refinance (rate & term or cash out) of primary homes as well. Call me at 760-752-4480 to get started.

VanDyk Mortgage is a Direct FHA Lender.